NFL Wild Card Bettors Guide.

Last Week: 12-4 straight up; 9-6-1 against the spread

Overall thus far: 81-43-1 straight up; 58-55-1 against the spread.

Saturday's games:
Atlanta Falcons (pick'em) @ Arizona Cardinals: Expect plenty of points in this one as Arizona will have difficulties stopping the run; while Atlanta will have difficulties with the Air Cards' attack. Matt Ryan has proven that he's cool, calm and collected under pressure...but it will get very loud in that University of Phoenix stadium. Kurt Warner has far more experience in this matchup...but I feel Atlanta is the more balanced team. Atlanta 28 Arizona 24

Indianapolis Colts (pick'em) @ San Diego Chargers: For some reason or another the Chargers do have the Colts' number. While the Chargers are a house of fire right now, teams who have been playing with that much desperation tend to flame out once they get to the playoffs. Meanwhile, the Colts have quietly cruised to yet another 12-win season; and with league MVP Peyton Manning in the house, they have the one intangible that SD does not have...a player who you can lean on and say "He's not gonna let us lose this game". Expect a repeat of the regular season game. Indianapolis 23 San Diego 20

Sunday's Games:
Baltimore Ravens (-3.5) @ Miami Dolphins: The Thieves vs. Fort Knox collide in this one. The Dolphins set the NFL record for least giveaways in a season with 13...meanwhile the Ravens have forced 39 of them. The Wildcat offense was an epic fail in the last matchup...well the Dolphins' offensively was an epic fail in the last meeting getting nothing accomplished in a 27-13 beatdown. While this meeting will be different, I believe it'll net the same results. Baltimore 20 Miami 13

Philadelphia Eagles (-3) @ Minnesota Vikings: These two teams are about as difficult to figure out as they are in the playoffs. Minnesota barely beat a Giants' squad that was led by the immortal David Carr in the 2nd half...meanwhile the Eagles, seemingly rejuvenated by losses by Tampa Bay and Chicago- annihilated the Cowboys. The Eagles have never lost to the "Viks" (as my boy Schwanda calls them). The Eagles will win if Brian Westbrook continues to get looks; and the defense forces the Vikings to air it out. The Vikings will win it if they can keep contain on Westbrook and McNabb on defense (because the Eagles' WRs are just as inept as the Vikings' secondary) and if Tavares Jackson has the game of his life. I like the Eagles chances more here. Philadelphia 21 Minnesota 17

And so on.